Credit Unions

Credit Unions are Cooperative Banks, and they manage capital on behalf of the account holders, who are the owners of the institution. Credit Unions have some advantages to banks, mostly based on reducing overhead because there are no outside investors taking profits from the organization. Rochester offers some exceptional credit unions because of successful local big business.

• Genesee Co-op Federal Credit Union
  

• Rochester Federal Credit Union - voted to merge with Xceed Financial Credit Union (see below) on 30 June 2008
  

• Advantage Federal Credit Union
  

• ESL Federal Credit Union
  

• Family First Federal Credit Union
  

• Gates Chili Federal Credit Union
  

• Lexington Avenue Federal Credit Union
  

• Pittsford Federal Credit Union
  

• Reliant Community Credit Union (formerly WCTA)
  

• Rochester and Monroe County Employees Federal Credit Union
  

• Summit Federal Credit Union
  

• Ukrainian Federal Credit Union
  

• Webster Federal Credit Union - website
  

• Xceed Financial Credit Union (formerly Xerox Federal Credit Union) - Membership is open to the Rochester community. XFCU ATMs offer no-fee transactions to other credit unions in town including ESL, Summit, and Advantage.

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