Kinecta Credit Union

Webster, Front, Feb 2010, BradMandell Webster, Drive-up, Feb 2010, BradMandell

Locations	Phone
3603 Mount Read Boulevard. Rochester, NY 14616	585 512 1300
1425 Jefferson Road, Rochester NY, 14623 in Saginaw Plaza	585 613 0200
189 West Main Street, Webster, NY 14580	585 422 3300
Hours (as of July 2025)
Monday - Friday: 9:00AM to 5:00PM
Saturday: 9:00AM to 1:00PM
Accessible
Yes
Website
https://www.kinecta.org

Xceed Financial Credit Union was originally formed in 1964 as a credit union for associates of Scientific Data Systems, later acquired by the Xerox Corporation and became the Xerox Federal Credit Union. They were renamed in 2008 and absorbed the Rochester Federal Credit Union locally.

Today, they are the workplace credit union for Xerox employees and other businesses across the country with over 80,000 members. They also offer auto loans and mortgages to non members. In the Rochester area they cooperate with the Advantage Federal Credit Union, Family First Federal Credit Union, Reliant Community Credit Union, and the Summit Federal Credit Union, and others for banking services.

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2012-08-24 09:33:53   They screwed me over with the account minimum balance. When they were for Xerox employees the minimum balance was $5, I got an account since I was shopping for a home and figured I might like to get a loan from them. Well they decided like 5 months after I got an account that there should be a service charge for these accounts. Fast forward a few months and the account is now -$10, I just closed the account. They asked if I wanted to keep it and I was like wtf would I bother, I could just go to Ally Bank, get better rates and not get screwed by stupid maintenance fees. They got my $5. —Damiankumor