Credit Unions are Cooperative Financial Institutions, and they manage capital on behalf of the account holders, who are the owners of the institution. Credit Unions have some advantages to banks, mostly based on reducing overhead because there are no outside investors taking profits from the organization. Rochester offers some exceptional credit unions, several of which were previously related to successful local big corporations.
City of Rochester
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Focus First Federal Credit Union (formerly Lyell Federal Credit Union)
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Visions Federal Credit Union (formerly Progressive Neighborhood FCU)
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Xceed Financial Credit Union (formerly Xerox Federal Credit Union)
Regional
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Advantage Federal Credit Union - Brighton
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BTA Federal Credit Union - Gates
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ESL Federal Credit Union - Multiple locations
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Ever $ Green Federal Credit Union - Henrietta
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Family First Federal Credit Union (formerly Flower City FCU) - Brighton, Fairport, Henrietta, Webster
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GRS Employees Federal Credit Union - Henrietta
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Reliant Community Credit Union (formerly WCTA) - Brockport, Henrietta, Irondequoit, Macedon, Webster
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Rochester Area State Employees Federal Credit Union - Henrietta
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Summit Federal Credit Union - Brighton, Greece, Hilton, Penfield, Perinton
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Ukrainian Federal Credit Union - Irondequoit and Webster
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Xceed Financial Credit Union (formerly Xerox Federal Credit Union) - Greece, Henrietta, Pittsford
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